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Documents Needed to Open a Bank Account in Japan as Foreigners Part 1

In this article, we will introduce you the necessary documents, procedure, key points for opening a bank account in Japan according to the rules of different banks, as we believe this could be a big headache for any foreigner who has just arrived in the country. If you happen to consider to get a bank account in Japan, the below is for your kind reference.

The Necessary Documents upon Opening a Bank Account

Basically, in order to open a bank account in Japan, at least the document of identity, the proof of current address and the personal seal need to be prepared. Though there are banks where the signature only is required, in most cases, it’d be better to have the personal seal prepared beforehand.

  1. Documents of identity

Either of the below documents are eligible: residence card within period of stay, certificate of special permanent resident, health insurance certificate, passport, driving license, etc. (additional documents like student card, employee card may be required, please also prepare in advance as you can.)

  1. Proof of current address

The below documents in which the home address is mentioned can be used as proofing documents: residence card, certificate of special permanent resident, the bills of mobile phones, water supply, gas or electricity. (the original bills not the copies)

  1. Personal seal

The seal can be bought through the Chinese website https://world.taobao.com/ at reasonable price. in Japan there are many seal shops though, if you would like to buy the item with cheap price before coming to Japan, please try to prepare three types of personal seals: registered seal, bank seal, and certified seal.

  1. Available phone number

This needs extra attention because some banks don’t allow new account applied with no available phone number.

The Procedure of Opening a Bank Account

  1. Thought it depends on the condition of the bank on the application day, generally speaking, the whole process takes from 30 mins up to 1 hour, so please make sure you leave enough time before going to bank.

  1. You don’t always find the foreign language speaking staff at all banks. Thus when you are asked about the below questions, please have the answers on mind. Questions like these may be asked upon opening the account: are you involved in any anti-social activities? What’s the purpose of opening account? Do you pay tax in Japan or outside of Japan? Etc.

  1. If you are receiving living expense from your parents living abroad, please confirm with the bank how the international remittance is processed.

  1. In most Japanese banks, the setting of 4 digits password are widely required when applying for the bank cash card, so please think about the password before the visit.

In the following article, the features of different banks in Japan, the key points at opening an account and the benefits of owning an account as foreigners will be introduced, please stay tuned. You contact and inquiry are welcome at any time.

Toll Free: 0120-138-552  

For Chinese:090-8456-6196  

For English:080-9346-2991 

For Korean:090-8448-2133

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