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Permanent Residence Application and Unpaid Pension

2024.05.15

“I have not paid the national pension for the period while I was a foreign student in Japan. Can I apply for permanent residence?” “I don’t know the pension enrollment status for when I came to Japan (10 years ago), but is there any problem with applying for permanent residence?” “When can I apply for permanent residence after paying my late pension payment?” As mentioned above, we often hear that people who are thinking about applying for permanent residence are worried about pensions. Among the people who had consulted with us, more than a few had problems with their pension paying records. Let’s start with the conclusion: an unpaid pension does not necessarily result in an immediate denial of permission. I will now cover the crucial aspects of pensions when applying for permanent residence.

 “How to confirm payment status of pension”

You can check the payment status of your pension from the following documents or via the Internet.

We will also explain how to obtain each document.

・“Nenkin regular mail“ (those that display the pension record information for the entire period)

→ The Japan Pension Service sends out a notice called “Nenkin regular mail” regularly.

One type is sent as a sealed letter during the month of the 35th, 45th, and 59th birthday, while the other is a yearly postcard.

However, only the postcard type can be used to display pension record information for the entire period when applying for a permanent residence visa.

The sealed letter type cannot be submitted as a document since it does not confirm the complete pension-paying record.

If you haven’t received the pension record information for the entire period through regular mail, you can request issuance from the Japan Pension Service.

However, please note that it may take up to two months from the time of application to receive it.

・”Monthly Pension Records” on “Nenkin Net”

→ “Nenkin Net” is a service that allows you to easily check information related to your pensions, such as your pension record and the expected amount of your future pension, you can check it from your computer or smartphone.

There are two ways to register.

☑Registration from Mynaportal (no need to obtain Nenkin Net user ID)

☑Obtain Nenkin Net user ID

For details, please see the website of the Japan Pension Service.

https://www.nenkin.go.jp/n_net/registration/summary.html

・Insured person record inquiry

→ A document that describes the pension system (national pension, employee pension, etc.) you were enrolled in for the entire period, the dates of the enrollment period, the company(s) you worked for during the enrollment period, etc.

It can be obtained at the counter, by mail, or online.

 “About unpaid bills during school days”

In Japan, it is mandatory for individuals above the age of 20, regardless of their nationality, to enroll in the pension system.

As students may face financial constraints, many opt for the Special Payment System for Students, which permits them to delay pension payments upon application and approval.

In Japan, it is mandatory for individuals above the age of 20, regardless of their nationality, to enroll in the pension system.

As students may face financial constraints, many opt for the Special Payment System for Students, which permits them to delay pension payments upon application and approval.

However, many international students are unaware of this system.

Unfortunately, the period for late payment of the National Pension is 2 years, and most of those who are thinking about applying for permanent residence have passed 2 years since they graduated, so in most cases, the period for late payment has passed.

Therefore, once this period has passed, there is nothing that can be done about unpaid pensions during your school days.

While a missed pension payment during your student years may impact your application, it is unlikely to result in an immediate rejection.

The decision will depend on a variety of factors, including the documents submitted with your application and your current situation.

For a comprehensive understanding of your options, we recommend consulting with us as soon as possible.

 “Regarding pension records review when applying for permanent residence”

“Have not been sentenced to a fine or imprisonment. Properly fulfill public obligations (tax payment, payment of public pension and public medical insurance premiums, and obligations such as notifications stipulated in the Immigration Control and Refugee Recognition Act). “

According to the permanent residence application guidelines, public obligations are defined above,

Not only do you have to pay the pension, but you are also required to pay on time (within the payment deadline).

As part of the submission requirements, documents proving the payment status of public pension insurance premiums for the past two years are necessary.

These records will be scrutinized most closely, but it’s important to note that older records still hold relevance.

The decision-making process is thorough and takes all relevant information into account.

Summary

In Japan, regardless of whether you are a Japanese or a foreigner, you are obliged by law to enroll in a pension plan and pay insurance premiums.

Some foreigners are reluctant to pay a pension, but there is a system (lump-sum withdrawal payment system) that allows you to refund part of the pension insurance premiums you paid when you return to your home country (if you no longer have an address in Japan).

If your home country has a social security agreement with Japan, consideration will be given to avoiding double payment of pensions in your home country and Japan. If you meet certain requirements, you may be able to receive a Japanese pension even after you leave Japan and return to your home country.

For foreigners living in Japan, compliance with legal obligations is important regardless of the status of residence, so be sure to join and pay your pension.

If you have any concerns about your pension, please feel free to contact us for a free consultation.

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Related Blogs

We are Yanagi group, which have offices in Osaka (Abeno and Tennoji), and our affiliated offices in Tokyo (Shibuya and Ebisu) are also available for an on-site consultation. We have handled many applications for permanent residence permits, naturalization permits, work visas, college student visas, management visas, etc., as well as visa renewal procedures related to the status of residence with the Immigration Bureau (Immigration Bureau) as a one-stop service. Our experienced administrative scriveners are also available to help you with any problems you may have.

We also have staff members who can speak each of the native languages and can assist you in obtaining a visa.

※If you wish to be consulted in Nepali or Bengali, please inform us in advance via our website or social media, and the translator will contact you ahead of time.

Please feel free to contact us if you have any questions about your status of residence or visa, even if they are trivial.

Toll-free number: 0120-138-552 

For English speakers: 080-9346-2991

For Chinese speakers: 090-8456-6196

For Korean speakers: 090-8448-2133

For Vietnamese speakers: 080-5510-2593

Editor of this article

Ryota Yanagimoto
Ryota Yanagimoto
Administrative Scrivener/Judicial Scrivener
Administrative scrivener corporation Yanagi group representative employee.
At the age of 24, he passed the national examinations for judicial scrivener, administrative scrivener, and wage service manager at the same time.
While working as a full-time lecturer at a major prep school, he independently opened a legal office related to judicial scriveners and administrative scriveners,
and he has experience as a judicial scrivener and an administrative scrivener for more than 15 years so far.

He has been actively contributing to various industries such as publicly listed companies, real estate companies, financial institutions, elderly care services, and professional organizations by conducting seminars, lectures, and talks.
And now he has a record of over 60 presentations so far.

Furthermore, as the president of a Japanese language school announced by the Ministry of Justice and Acts, and an advisor to a real estate company (capable of handling foreign clients),
he has been involved in various aspects of industries related to foreigners.

It is recommended to consult with experts when it comes to visas, naturalization, and residency matters.

ビザ・帰化と在留

Our office has specialized experts in visa and naturalization applications who are available to assist with free consultations (limited to the first session) and inquiries related to various visa applications and naturalization applications.
Additionally, we have foreign staff proficient in English, Chinese, and Korean languages with specialized knowledge, and they are present to provide support. They can accommodate consultations and inquiries in each language. Feel free to use our free consultation and inquiry services from here.

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